Are you a frequent business traveler looking for the best way to maximize your rewards? Are you trying to get the most bang for your buck when it comes to credit cards for business travel? If so, then this blog post is perfect for you. We’ve rounded up the best business travel credit card on the market and provided all of the information you need to make an informed decision.
Introduction: What to Consider When Choosing a Business Travel Credit Card
When choosing the best business travel credit card for your needs, there are several factors to consider. First, make sure the card has a great rewards structure that allows you to rack up cash back, flexible rewards, and even points for airfare and hotel stays. Additionally, look for lucrative rewards and a big bonus to help you get the most out of your business travel purchases. Finally, consider how often you’ll be using your card and how much you spend annually on travel. With this in mind, you can start comparing the top business credit cards to find the one that best suits your needs.
1. Capital One Spark Miles for Business
The Capital One Spark Miles for Business Credit Card is the ideal choice for small business owners who travel frequently. With unlimited 2 miles on all purchases and a one-time bonus of 50,000 miles on spending $4,500 in the first 3 months, you can quickly earn rewards. The card also offers an APR of 24% and a $100 Travel Credit for Global Entry or TSA Pre® applications. Plus, you can add additional cards that offer bonus categories to maximize your rewards. With no annual fee and miles that never expire, the Capital One Spark Miles for Business Credit Card is a great option for earning travel rewards with no hassle.
2. The Business Platinum Card from American Express
The Business Platinum Card from American Express is a great choice for business travelers looking to maximize their rewards. With 5X Membership Rewards points on flights and prepaid hotels booked through amextravel.com. Plus additional perks like an annual airline fee credit, airport lounge access, and access to the Global Lounge Collection. This card provides plenty of value for frequent flyers.
3. Capital One Spark Miles Select for Business
The Capital One Spark Miles Select for Business credit card is a great choice for frequent business travelers who want to earn unlimited bonus miles that never expire. With no annual fee, you can take advantage of the one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first three months. Plus, you’ll earn an impressive 5X miles per dollar on hotels and car rentals booked through Capital One Travel and 1.5X miles per dollar on all other purchases.
4. Bank of America Business Advantage Travel Rewards Credit Card
The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is an excellent option for business owners looking for a no-annual-fee card that rewards them with unlimited points for every $1 spent on all purchases, everywhere, every time. With solid travel-related benefits, the card is a great option for those looking for a business credit card for travel with a solid bonus rate, as well as those who want to earn unlimited rewards with no annual fee.
5. Chase Ink Business Preferred® Credit Card
The Chase Ink Business Preferred® Credit Card is a great choice for businesses looking to maximize their rewards on travel, shipping, and advertising expenses. With a generous sign-up bonus and an impressive rewards structure, this card will help you make the most of your business spending. Plus, with no annual fee for employee cards, it’s easy to get your team members participating in the rewards program. With all these features, the Ink Business Preferred Card is an ideal pick for business travelers.
6. CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is a great choice for business owners who travel frequently on American Airlines. With a generous welcome bonus of 65,000 AAdvantage miles after spending $4,000 within the first four months, this card offers great rewards and benefits to keep your business on the go. The card has an annual fee of $99 (waived for the first 12 months), but that cost can easily be offset by taking advantage of certain perks such as a free checked bag and a $99 companion certificate every year when you spend $30,000. Plus, you’ll earn 2x miles on American purchases and other common business purchases with this card.
7. American Express® Gold Business Card
The American Express® Gold Business Card is a great choice for small business owners. Who want to save and earn rewards while they travel. With four points earned on two select categories of spending each month, up to $150,000 annuall. You’ll be able to maximize your rewards and put them towards your next business trip. Plus, with the Welcome Offer of 70,000 Membership Rewards points after spending $10,000 on eligible purchases. You’ll be well on your way to a successful business trip.
8. The Marriott Bonvoy Business™ American Express® Card
The Marriott Bonvoy Business™ American Express® Card is a great choice for business travelers who frequent Marriott properties. With up to 6 points per $1 spent on eligible purchases at participating Marriott Bonvoy locations and complimentary elite status. It offers a rewards rate and benefits that are hard to beat. Plus, you can earn 75,000 bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership, as well as a free night award. With these generous rewards and additional card benefits including Marriott Bonvoy Gold Elite status, it’s no wonder the Marriott Bonvoy Business American Express Card is one of the best business travel credit cards out there.
9. The Wells Fargo Business Elite Card
The Wells Fargo Business Elite Card is an excellent option for business owners. With a credit limit ranging from $500 to $25,000, a $50 annual Ultimate Rewards Hotel Credit, and 5x on travel purchased through Chase Ultimate R ewards®. This card stands out among the best business travel credit cards. You need at least good credit to qualify and if you manage to spend $10,000 or more in a month, you’ll receive a 5,000-point bonus. The annual fee is waived during the first year, and there are no foreign transaction fees. Finally, dedicated customer service and auto rental collision damage protection make this an attractive choice for frequent business travelers.
10. Bank of America Business Cash Rewards Mastercard® Credit Card
The Bank of America Business Cash Rewards Mastercard® Credit Card is a great choice for business owners who are looking for a cash-back rewards card. With this card, you can earn up to 3% cash back on the first $50,000 spent in select categories each year. 1% on all other purchases, and bonus cash back on certain purchases. Additionally, you can enjoy no annual fee and 0% introductory APR on all purchases for the first twelve months. With this card, you can easily maximize your cash-back rewards while enjoying the convenience of a credit card.
